Jewelry and Art Loans
Collateral items we accept:
- Fine Jewelry
- Precious Metals
- Fine Art
San Francisco Provident has maintained an impeccable reputation as
California’s premiere luxury asset based lender for over 100 years.
Providing discreet collateral based loans, we set the industry standard
for discerning customers looking for liquidity at reasonable rates with
flexible terms.
The Process:
For jewelry and precious metals, one of our GIA educated lenders will evaluate your assets while you wait and determine what we are able to lend based on that collateral. Should you accept our offer, payment is made immediately by cash or check. The loan is written for 4 months at an interest rate moderated by California State Law. At the end of the loan period, you can either pay the interest or extend your loan for another 4 months, or pay the interest and principal and redeem your assets.
For fine art, we are not able to make an immediate evaluation. As art items often need further research and authentication, we work confidentially with art appraisers and auction houses to determine appropriate loan values. It is important to bring any documentation, including certificates of authenticity, bills of sale, and previous appraisals when bringing in art to us for evaluation. Fine art usually takes 5-10 business days to evaluate and determine loan value.
All loans are insured and secure. We do not charge storage fees or appraisal fees for potential loans. We reserve the right to investigate any claims or liens against goods offered as collateral. This process is generally accomplished within 72 hours.
Jewelry & Art Loans